Rob Dino DeNault - Century 21 North Shore/Storrs & DeNault



Posted by Rob Dino DeNault on 10/17/2017

This is a great unit!! move in condition.. Extremely large Master Bedroom, even bigger 2nd bedroom, full bath with jetted tub, shower, and double sinks. Hardwood floors in the front entry, and kitchen. Walk out the sliders to your very own deck. 2nd floor laundry for convenience!! Central Air conditioning. Backs up to the woods

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Posted by Rob Dino DeNault on 10/17/2017

Seeing your desire to buy a waterfront property through is a big accomplishment. Before you sign on the dotted lines, there are a few things that you should know about the process of choosing the perfect waterfront property for you. 


Decide What You Need


The first step in finding the right property of any kind is understanding your own needs. How do you want to use the property? Will it be your year-round home, or will you be there only a portion of the year? Really map out what your priorities are when it comes to searching for waterfront properties. From here, you can figure out what areas you’d like to search in and what type of property you want to find to suit you. What types of activities will you be doing at your property? Will a lake property do the job or do you need an ocean escape? Is canoeing or kayaking a part of your dream, or is simply sitting by the water enough enjoyment for your needs? Answering all of these questions can help you to narrow down your needs for a waterfront property. 


Touring Properties


As with any other type of home search, you should take the time to scope out the properties that you’re interested in. This means not only looking at the properties themselves but looking at the communities and neighborhoods as well. What does the area have to offer you? Is it near a town or nestled away in a secluded spot? Remember that with a typical house the size of the home is what contributes to the majority of the value of the home. With a waterfront property, the surroundings are key. The closer to the water you are, the more valuable your piece of real estate is. Consider all of the typical factors when looking at properties along with the additional concerns of being close to the amenities and natural pleasures that you crave. 


Other Important Things To Consider


Other things that you should consider in finding your perfect piece of waterfront heaven are things like:


  • How close is the beach?
  • Does the beach or lake have easy access?
  • Is there an adequate amount of privacy at this property?
  • What kind of view is there?


The more breathtaking the views and the more space between you and your neighbors will give you an advantage not only in your own living situation but in renting out the property and even selling it in the future. 


There are a lot of things that go into making the decision of finding the right waterfront property. Sometimes, hiring an experienced realtor in the area can be just what you need to understand all the aspects of your investment from the area to the type of home you choose. Don’t be afraid to hire an experienced realtor to help you in your search.   






Posted by Rob Dino DeNault on 10/10/2017

As the seller of your home, you truly have the driver's keys. You have leverage regarding the final say on how much you are willing to accept for your house, when you will put your house on the market and the types of buyers you're willing to negotiate a deal with. Dates and times for when you will showcase your home during open houses is another sell deliverable that you have say in. This type of power could lead you to think that you have ultimate control over the house sell process.

Stop asking house buyers to bend too much

Think like this too long and you could start losing the chance to land a good house sell. At the worse end, your expectations as the house seller could become unreasonable. But, how do you know if you're asking for too much as the seller?

After all, it is your house. You have history at this property. It's not just a place to eat sleep and entertain for you. Your house holds your family's memories. It might be the place where you spent time with loved ones during the final days of that loved ones earthly experiences.

Babies might have been born or raised in your house. If you look, you might still be able to see the height marks that you penciled on den or kitchen wall as you tracked your child's physical growth. Weddings, birthdays, graduations and festive holiday and cultural celebrations may have been hosted at your house several times a year.

It's hard to put a price on those types of memories. They truly are priceless. But, these are your personal memories. House shoppers don't have these memories of your house to relish.

To house shoppers, your home is a dwelling, a place where they can create brand new memories.If you allow the memories that you created at your house to influence pricing too much, you could set unreasonable expectations.

A good realtor could help you to avoid this by conducting extensive market research on your house and similar area houses. For example, your realtor could run a comparable report that compares the amenities, square footage, house structure and outdoor space alongside houses located within a five mile radius of your property.

How you might be too demanding as a house seller

Demanding that house buyers wait weeks to move into your house after the deal has been signed is another sign that you may be being unreasonable. Not thoroughly cleaning your house after you vacate and removing appliances from the property that you told house buyers they could have as part of the deal are other signs that you are being unreasonable.

The latter is also a sign that you are not ready to let go of your house psychologically or emotionally. Most of all, not telling house buyers about major issues at your house is a sign that you are being unreasonable.

At first glance, keeping major issues at your house a secret might appear to save you the money of repairing those items. But, should those issues show up during an inspection or within a few days after buyers move in, your reputation could be damaged.

You could also be legally liable for the cost of the repairs. To avoid being unreasonable during the home sell process, put yourself in the buyer's shoes. Treat house shoppers and house buyers to the same level of respect, honesty and transparency that you would want to receive if you were shopping for a house.




Categories: Uncategorized  


Posted by Rob Dino DeNault on 10/3/2017

Student loan debt does more than keep some millennials up at night, trying to figure out how they will stay current in their monthly student loan payments while they also pay for food, clothing, transportation and rent. Student loan debt is keeping some people from owning a home. As with credit cards and as challenging as it can be, the sooner you pay off student loans, the better.

Steps to Less Student Loan Debt

However,simply paying the loans down could qualify you for a mortgage. So too could setting a limit on how much student loan debt you’re willing to take on. To reduce the amount of student loans you have to repay, consider:

  • Living with your parents until you get your degree
  • Applying for educational grants and scholarships(Don’t just apply for one grant or one scholarship. Apply for several grants and scholarships annually or each semester.)
  • Sharing an apartment or house with two or more roommates
  • Creating a spending budget and sticking with it
  • Working a full-time or part-time job while attending college

Go with low interest student loans when you do take out loans. Compare private loan interest rates against federal rates. Don’t assume that one is automatically lower than another. Whichever route you take, look to student loans as a last option to pay for tuition.

Ask your parents to check with their employers to see if they offer scholarships or grants. If you work, check with your employer’s human resources representatives to see if you qualify to receive tuition assistance. Earning high grades could help you to get most of your tuition paid for by your employer, depending on the type of tuition assistance program your employer offers. Also, check with the college or university you’re attending to see if they offer tuition assistance or know of places where you can apply for scholarships and grants.

Limit the amount of loans you’ll take out compared to the salary that jobs in your major pay. For example, if you’re studying to be a cosmetologist and jobs for cosmetologists where you live pay $35,000 or less, you may not want to take out a $20,000 loan to get a cosmetology certificate or degree.

Which leads to another point - consider enrolling in a community college or technical school to get certificates or your associate’s degree. Two years at a community college could save you hundreds of dollars in tuition. Just make sure that the majority of the credits that you earn at a community college are transferable to a four-year school.

Road from Student Loans to Home Ownership

Should you take out student loans, start paying extra on the loans. Even if you pay $50 extra a month on loans, it can make a difference over the lifetime of the loans. Create a student loan repayment plan. Avoid taking on new debts while you’re repaying your loans. Another option that you could consider is to work with an experienced financial advisor. This option might prove beneficial if you invest a portion of your money and start building long term equity.

Consider a rent to own option. Include a clause in your rent to own agreement that allows you to walk away from the mortgage should you decide not to buy the property at the end of the lease agreement. If you're a school teacher or public servant,check with the government to see if you qualify for loan forgiveness. Serving in AmeriCorps or the military could also offer you repayment options that could put home ownership within reach.

Move to a rural area and you could take advantage of a USDA home loan. Think about what you want to do after you graduate from college. If your work aligns with a rural lifestyle, check into how much you'd pay on a house in a rural neighborhood. Home ownership might also come through the purchase of an older home that you fix up.





Posted by Rob Dino DeNault on 9/26/2017

You've officially added your home to the real estate market; now, you just need to generate interest among family members, friends and others who may consider purchasing your house. Fortunately, there are many great ways to share an online home listing with others, including: 1. Facebook As soon as your home listing becomes available online, feel free to share it via Facebook, a leading social network among men and women of all ages. Sharing a link to your home listing via Facebook enables you to provide information about your residence to friends and family members instantly. Plus, Facebook enables your friends and family members to share your post with others, further increasing your reach. Don't be afraid to include high-resolution photos with your Facebook posts, too. This will improve your chances that your Facebook posts will be noticed, and ultimately, could help you garner attention from prospective homebuyers. Also, each Facebook post should consist of one to two sentences. Ensure that each Facebook post is easy to understand and encourages readers to click on the link to view your home listing, and you may find that a large variety of homebuyers could become interested in your residence. 2. Twitter With only 140 characters at your disposal, sharing information about your house via Twitter may seem nearly impossible. However, those who understand what it takes to put together a great tweet could generate significant interest in their homes by using this social media platform. Typically, a great Twitter post should include a brief description that explains your home is now available. You also may want to highlight one feature of your home (like the style of your house, where it is located or the number of bedrooms it offers) and include a call to action that encourages readers to click on the link to view your home listing. Like a Facebook post, you will want to incorporate a high-resolution image into your tweet as well. Remember, a picture is worth a thousand words, and a first-rate picture of your home's exterior may encourage dozens of interested homebuyers to evaluate your home listing. 3. Email Have friends and family members who shy away from social media? No worries, as you can send them a link to your online home listing any time you choose. If you send an email to a friend or family member, be sure to include a clear, concise subject line. This will allow you to minimize the risk that your message could wind up in a recipient's junk email folder. Furthermore, be sure to include your real estate agent's contact information in your email. Because if a homebuyer knows how to reach your real estate agent, he or she can contact this real estate professional to set up a home showing immediately. An online home listing increases your house's visibility. And if you share your online home listing with others, you may be able to increase interest in your home accelerate the home selling process.