Excitement over buying a new house, especially if the sticker price on the house is good,could cause you to overlook key factors about the property. If you get too emotionally attached to the idea of living in a new house, you could rationalize away water stains that you see on walls. You could also dismiss how cold and damp the basement is or how humid it is in the attic.
High price of rationalizing away house problems
It’s these very defects that can cost you thousands. The trick is that you probably won’t start dealing with issues related to one or more house defects until after you move in. By then, it could be too late. Then, again you may have some safeguards.
Investing in homeowners insurance that covers standard events like fires and theft is just a start. You also want to get insurance that covers events like floods ,earthquakes, mud slides and tornadoes, whichever events generally occur in the area that the house is located in.
Paying for an independent home inspection before you buy a house is a great way to find out specific problems that you could be taking on with a new property before you sign a contract. If you live in a state like California, you can have added protections, as some state regulations require sellers to fill out, sign and date disclosures that list out known defects associated with the house they are selling.
Because you are the one who will be living in the house and maybe paying a mortgage on the property for several years, make it your responsibility to check for problems.Make it your responsibility to ensure that you’re getting the best housing deal possible and not only as it relates to the price of the house.
Obesity is at epidemic proportions in the United States. A number of factors contribute to the obesity problem in America. Larger food portions, sugary foods and beverages, fast food and a more sedentary lifestyle are a few major factors. Psychological issues like depression and anxiety can also cause obesity, especially as people look to food to lift their mood and serve as a source of comfort. If you’re not careful, your house could also help to make you fat.
What makes Americans fat
According to Public Health, some people confuse eating as an automatic link to nutrition. It doesn’t matter what is consumed. To some Americans, any food is seen as providing nutrition. The fact is that many foods, particularly processed and fast foods, don’t provide adequate nutrition. Yet, portion sizes might be large.
Lack of sleep and low quality sleep help to pack on pounds. Most jobs no longer require workers to move enough to receive even a moderate amount of exercise throughout the day. If a diet is high in calories, sitting all day can have short and long term negative effects.
Spending hours at a computer while you knock out one work at home project after another is a good way to gain weight. You’re busy and you certainly feel like you’re expending a lot of energy, but you’re sitting. A workaround for this challenge is to install a standing workstation at your home. Another option is to get up from your desk once an hour and do light to moderate cardio for 10 minutes. You could also do leg lifts at your desk. Simply raise and lift your legs while you’re sitting.
However, those steps only address one way that you could be using your house to make yourself fat. Colors, pictures, clutter and cleanliness at your house could dampen your mood. So too can lack of natural sunlight. To compensate for feeling down, you might eat bread, drink sugary beverages or snack throughout the day or night.
You could create a more positive home by painting the walls at your house light neutral colors. Add potted flowers, framed motivational slogans and upbeat pictures to your house. Also, stock your bookcases with inspirational and motivational books. As a tip, plants are great for keeping the energy and air inside your house balanced. When temperatures are mild or warm, open the windows, inviting cool, natural breezes inside your home.
Open your drapes, shades and curtains and let natural light steam inside your home. It may take discipline, but get into the habit of exercising for 45 minutes or longer each day. An easy way to exercise at home is to put a treadmill and exercise bike or rowing machine in your basement. But, don’t just install the exercise equipment, actually exercise five or more days a week.
Avoid using your house to make yourself fat by paying attention to what’s in your refrigerator. Toss sugary drinks, white bread, potato chips, cookies and other foods and beverages that are high on calories but low on nutrition. You may feel more energetic, balanced, connected and positive. You also might sleep better.
We all want a more energy efficient home. And while we know an energy efficient home is an eco-friendly one our favorite benefit is that it also helps save on utility bills each year. Below are some ways you can perform a home energy audit yourself to hunt out the places your home needs to have repaired to prevent energy leaks: Manual Tests Start by locating any air leaks. Areas where two different building materials meet are especially susceptible. These places include along baseboards and floors or where walls meet the ceiling. If there are any obvious cracks or gaps you have an energy leak. Windows, doors, plumbing, switches, and outlets are all guilty suspects as well and should be tested for drafts. For less obvious leaks dampening your hand and passing it over areas that are likely offenders will help you find drafts. If there is a draft the passing air will make your hand feel cool as it passes by. Another test to try is to start by closing any vents in the room and then light some incense. Watch closely if the smoke moves or billows around in areas you suspect are a culprit to any energy leaks. If the smoke wavers there is a leak. Check for leaks around windows and doors by closing them on a paper bill. If it is easy to pull out the bill you have a leak. This test is also a great way to check the seal of your fridge doors for any leaks. Tech Tests Buy a home energy monitor to determine which appliances are your biggest energy hogs. Consider upgrading old appliances to more energy efficient ones, keeping them unplugged when not in use or getting rid of the appliance altogether if it isn’t essential. Devices that have a standby are energy consumers even when “off” as they are never truly off. If it has an indicator light, charger, AC adapter or digital clock than it is using up power when plugged in. Plugging these devices into a power strip will allow you to easily flip them to off and disconnect all power to them when not in use. Investing in a handheld infrared thermal leak detector to detect any leaks in walls in places like outlets, cable wire holes or around windows, doors and attic hatches. If you find a significant difference in temperature as you pass the detector over a likely culprit you have an air leak on your hands. Whether you opt for the cheap ways to audit your home or invest in a little bit of tech to hunt out those energy leaks taking the time to test your home is well worth the effort. Finding where you home is losing energy and repairing them will save you money in the long run and turn your home will become a more eco-friendly one to boot!
In today’s world, people will do anything to cut costs. Many people consider selling their homes without a real estate agent. If you decide to go the “for sale by owner” route, you could potentially save thousands of dollars in agent fees. However, you’ll need to be prepared to do a lot of legwork in the process of selling your home. There’s also no guarantee of a final sale in the end. Ask yourself these questions when you decide to sell a home on your own:
There’s a lot of information that’s readily available to real estate agents that wouldn’t be available to you as a lone seller. You’ll need to know the marketable price for your home as well as how competitive the market is. If you’re selling on your own, you may need to pay for an appraisal ahead of time, which is something the buyer typically does. If you want to sell quickly, you’ll want to price your home a bit lower than the average for the neighborhood.
Real estate involves a lot of negotiating. If you want to sell your home on your own, you’ll need to ask yourself if you’re ready to work with a buyer’s agent directly. Sellers are typically responsible for paying the agent's commissions on a home sale. Commission is negotiable but if you lack the knowledge and skills in this area, you could end up making a big mistake as a seller.
You may end up going through several price cuts in order to save yourself from difficulty in selling a home. When a house has been on the market for a long time, it leads buyers to ask, “What’s wrong with that property?” Without marketing efforts and some price cuts, you could end up with a big loss by selling a home on your own. There’s so many advantages to hiring a real estate agent including the fact that they have extensive knowledge and experience in the field.
With the amount of knowledge and experience that agents have, they are able to act as a buffer for you. Whether it be their presence during a home showing or being the point of contact for buyers, hiring an agent can save you a lot of time and aggravation when you’re selling a home.
There’s a lot of advantages to hiring a real estate agent to help you sell your home. They are your ally throughout the process. If you’re willing to take the dive and venture in selling your home on your own, just know that you’ll have your work cut out for you. The good news is that there’s plenty of information readily available to you, no matter what route you choose.